Automatic cashback on all purchases

Automatic Cashback on all purchases 3% on non-AED spend 2% on grocery spend 1% on all other spend No minimum spend, No caps (up to monthly credit limit), No retail purchases excluded You also enjoy: No annual fee in year 1. From year 2 onwards annual fee is waived unlessa minimum annual spend of AED 9,000 is not met, in which case an annualfee of AED 300* applies Automatic Cashback on all purchases Enjoy 10% discount (up to AED 50) on eligible transactions above AED 150once a month at Amazon.ae with the applicable monthly promo code.Consumer electronic products and other product exclusions also apply Unlimited access to 1,100+ lounges with MasterCard Travel Pass app 50 VoucherSkout credits to enjoy 50% off your total bill at participating merchants across grocery delivery, dining and spas. Minimum requirements needed to apply ▪ The applicant must be a UAE resident, aged between 21 and 64 years ▪ Minimum monthly income: AED 8,000 (credited to your salary accountfor the last 3 months) ▪ Applicant must live or work in Dubai, Abu Dhabi or Sharjah A Citi bank account is not required to get a Credit Card. Minimum Salary: AED 8,000; Annual Fee: AED 300* (waived based on spend) DOWNLOAD THE CITI MOBILE® APP ADD YOUR CARD CONNECT WITH US ONLINE Citi will never ask for your personal details. Never provide the One-Time PIN that is sent to your mobile phone to anyone. Always check SMS and email alerts from Citibank relating to your account and report any unauthorised transaction to Citibank immediately. Terms and Conditions *5% Value Added Tax (VAT) applicable over and above the annual fee. All other fees are applicable as per the Schedule of Charges(SOC). For fees & charges, see Credit Cards section at www.citi.me/soc Disclaimer Citibank Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae/tnc. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A - UAE Branch. And makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. Warning: Missing the minimum payment due in any month and/or non-adherence to the bank's Terms and Conditions may subject you to negative consequences and limit your ability to access further financing in the future, including but not limited to, late fee charges, a negative impact on your credit bureau rating, your card account going into arrears and/or collections measures which may include legal action and/or trigger all monies becoming due immediately. If you only make the minimum payment each month, you will pay more in interest and it will take you longer to pay off your outstanding balance.

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